They responded that since this happened prior to April 15th it was not in violation of HIPAA and if I had any questions to contact CA.
I called equifax about it, and they said that they all showed up there as included in bankruptcy, which automatically meant closed.
Also, you'd think that if they are in cahoots, they'd be a little more on the ball when it comes to marking accounts as disputed!
(Paycheck advance no phone calls) Ok let us say a CA is collecting on a debt that is ancient and does not belong to you.
Now, I believe FHA does not allow the down payment gift to come directly from the seller, correct?
Obviously getting the neg TL removed completely would be great, but barring that I would at least like it to be reporting correctly.
What a nightmare! Keepmine gave you excellent advice, as always. Do not send these bozos anything - it will be used against you - they just want money, it doesn't matter to them whether this debt is your husband's or not. Don't deal with them over the phone - everything in writing, or not at all, no matter what they tell you. They lie a lot. Just keep repeating that when they call you - "send it to me in writing."
Just the owed balance,taxes, etc., or maybe more as I would have no idea who would be there to bid.
piątek, 1 lutego 2008
bad credit loan does not use telecheck
In 1999, Crandall, whose married name was Susan Martin - lived in Westfield, Mass., at 43 Mountain View St.
Would you be willing to take a chance and dispute the oc account as not yours?
That Amex Blue looks fake....clear...sorta like those fake cards that come attached to the CC apps
(Bad credit loan does not use telecheck) Now, having said what I did about FCRA and CRA practice, don't get the impression that that's the way it is, "tough cookies" !
I've got 0% for a while too. That's nice because it means leaving a small balance on there is free, i.e. no finance charges. After the 0% is up it goes to 14.9% I believe, but I probably won't leave any balance at that time. So, it really doesn't matter. In case you're wondering, there's a theory that some creditors will only report or update to the CRAs if you carry a balance. More balance is not better. Just about any balance should do.
Would you be willing to take a chance and dispute the oc account as not yours?
That Amex Blue looks fake....clear...sorta like those fake cards that come attached to the CC apps
(Bad credit loan does not use telecheck) Now, having said what I did about FCRA and CRA practice, don't get the impression that that's the way it is, "tough cookies" !
I've got 0% for a while too. That's nice because it means leaving a small balance on there is free, i.e. no finance charges. After the 0% is up it goes to 14.9% I believe, but I probably won't leave any balance at that time. So, it really doesn't matter. In case you're wondering, there's a theory that some creditors will only report or update to the CRAs if you carry a balance. More balance is not better. Just about any balance should do.
heritage cash advance
I will, however, say that depending on your credit "picture" in the last year or so and if you have outstanding collections, you may well qualify for an FHA or one of several other non fico score driven programs that could leave you with a 30 year fixed well below the 7% mark.
I was thinking that ever since Equifax changed their system, this was a problem for them.....I would think that they would be aware of this and once it's brought to their attention they'de just remove the duplicate that their system added.....am I wrong??? I'll be calling them....I don't want to hear nothing about no "we have to reinvestigate"..that's BULL!!!
I think that is one of the many reasons Capital One is always trying to make sure you give them an updated number.
(Heritage cash advance) I just need to find that statutes of the Unlicensed practice; violation; civil penalty.Clause.
This seems like it should be an easy issue to support with the case law and statute - but one that doesn�t seem well published in our community.
I was thinking that ever since Equifax changed their system, this was a problem for them.....I would think that they would be aware of this and once it's brought to their attention they'de just remove the duplicate that their system added.....am I wrong??? I'll be calling them....I don't want to hear nothing about no "we have to reinvestigate"..that's BULL!!!
I think that is one of the many reasons Capital One is always trying to make sure you give them an updated number.
(Heritage cash advance) I just need to find that statutes of the Unlicensed practice; violation; civil penalty.Clause.
This seems like it should be an easy issue to support with the case law and statute - but one that doesn�t seem well published in our community.
pay day loans using ach
Make sure you ask them to notify you within 3-5 days, so that you can consult a lawyer as to what further action should be taken, if necessary
What should I try to conquer next? I ordered myfice equifax and experian a month ago and scores were around 530 on one and 523 on the other. PG score has increased about 10 points. One collection, unpaid, fell off after the validation request was received.
I feel like I'm in between a rock and a hard place with this...I really appreciate any advice or thoughts.
(Pay day loans using ach) After a furnisher sends the CRA a UDF or even a letter to change information that is reporting on a consumer's credit report, how long does the CRA have to update the credit report to reflect the change in information?
Most will lend to a maximum of 70% LTV though 65% LTV is the normal maximum.
What should I try to conquer next? I ordered myfice equifax and experian a month ago and scores were around 530 on one and 523 on the other. PG score has increased about 10 points. One collection, unpaid, fell off after the validation request was received.
I feel like I'm in between a rock and a hard place with this...I really appreciate any advice or thoughts.
(Pay day loans using ach) After a furnisher sends the CRA a UDF or even a letter to change information that is reporting on a consumer's credit report, how long does the CRA have to update the credit report to reflect the change in information?
Most will lend to a maximum of 70% LTV though 65% LTV is the normal maximum.
Non telecheck payday loans
The funny thing is.. it is reporting to EX already! This is how I found out my CL!! I was told would receive in a couple of weeks. They pulled their CR on 9/5 and it is already reporting!!
They served a secretary at a firm I used to work at who left it with someone who gave it to me.
To date I have disputed with all three Credit Reporting agencies your provided information.
(Non telecheck payday loans) Installment loan addition, decrease, whatever, has little if any impact at all on your credit scores, because the debt is a fixed amount with a fixed beginning and ending date which eliminates the uncertainty of whether you'll go overlimit and continue using the limit after it's payoff date are generally paid off so much more gradually than, say credit card debt, the effect on your scores is also so gradual that the last payment seems to have no effect all.
Okay filed my first case in small claims, will settle for $600 less then what I am asking , but I am actually kinda hoping for it to go to court because I think the case would be a great learning experience, plus I have two more cases against the CRAs in which I will only file in a civil court.
They served a secretary at a firm I used to work at who left it with someone who gave it to me.
To date I have disputed with all three Credit Reporting agencies your provided information.
(Non telecheck payday loans) Installment loan addition, decrease, whatever, has little if any impact at all on your credit scores, because the debt is a fixed amount with a fixed beginning and ending date which eliminates the uncertainty of whether you'll go overlimit and continue using the limit after it's payoff date are generally paid off so much more gradually than, say credit card debt, the effect on your scores is also so gradual that the last payment seems to have no effect all.
Okay filed my first case in small claims, will settle for $600 less then what I am asking , but I am actually kinda hoping for it to go to court because I think the case would be a great learning experience, plus I have two more cases against the CRAs in which I will only file in a civil court.
garenteed 1000 dollar online loans
I would not include a settlement offer as it may look like blackmail.
At this point, I have been dealing with this inaccurate information for several years. I would like this account completely deleted from my credit reports. Despite this problem, I will likely shop at your store again, but would REALLY appreciate your help on this matter.
I edited personal references out of your post, as they are not accurate, nor are they fair to the person in question. Anyone reading your post without having read the related posts will come away with an unfair portrayal of a respected member here.
(Garenteed 1000 dollar online loans) Hi, I recently applied for amex blue student I got turned down when I called the telephone number to check on my application status.
Before I disputed the tradeline, it just showed a $288 past due balance. They just now updated it as a CO , would the FCBA not apply because this is a CO and therefore, no longer open? What law would cover their continued collection activity after they rec'd my dispute but failed to respond?
If that fails I would proceed to dispute the account # and date opened and the current status.
At this point, I have been dealing with this inaccurate information for several years. I would like this account completely deleted from my credit reports. Despite this problem, I will likely shop at your store again, but would REALLY appreciate your help on this matter.
I edited personal references out of your post, as they are not accurate, nor are they fair to the person in question. Anyone reading your post without having read the related posts will come away with an unfair portrayal of a respected member here.
(Garenteed 1000 dollar online loans) Hi, I recently applied for amex blue student I got turned down when I called the telephone number to check on my application status.
Before I disputed the tradeline, it just showed a $288 past due balance. They just now updated it as a CO , would the FCBA not apply because this is a CO and therefore, no longer open? What law would cover their continued collection activity after they rec'd my dispute but failed to respond?
If that fails I would proceed to dispute the account # and date opened and the current status.
mte financial utah
My current employer pulls credit reports on potential employees as well - mine was a staggering 419. I got hired but they limited my access to government information . My FICO was 670 in June when they did another background check on me for clearance which was granted - even tho I protested LOL... all it did was add to my workload.
On the other hand, shifting balances among revolving/charge accounts, opening up new revolving/charge accounts, and closing down other revolving/charge accounts will not improve your score, and could possibly decrease your score.
So, with that, will the current and timely loan/lease payments and light use/payment of the gas cards be a good way to rebuild my credit history?
(Mte financial utah) I am keeping in the back of my mind what keepmine said about not pissing the judge off because I am in a small town and I think what he said is true.
..and discussed if it was true that for all datasets, multiple precision calculations will introduce computational inaccuracies, and will produce results which differ slightly from these certified values.
Try this,, go to BB's site,, tell him Georgiaboy sent ya, anyways, tell him GB said to give you your money back, or your going to turn him over to collections
Is this something I should worry about and/or should I write to the credit reporting agency to correct it?
On the other hand, shifting balances among revolving/charge accounts, opening up new revolving/charge accounts, and closing down other revolving/charge accounts will not improve your score, and could possibly decrease your score.
So, with that, will the current and timely loan/lease payments and light use/payment of the gas cards be a good way to rebuild my credit history?
(Mte financial utah) I am keeping in the back of my mind what keepmine said about not pissing the judge off because I am in a small town and I think what he said is true.
..and discussed if it was true that for all datasets, multiple precision calculations will introduce computational inaccuracies, and will produce results which differ slightly from these certified values.
Try this,, go to BB's site,, tell him Georgiaboy sent ya, anyways, tell him GB said to give you your money back, or your going to turn him over to collections
Is this something I should worry about and/or should I write to the credit reporting agency to correct it?
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