There are many reports of people's homeowners insurance going up as much 400% because they have waterfront property.
She will be fair. She got an item reinvestigated for me that had already been disputed twice. it had been verified a couple of times years ago and the regular dumbasses who answer the phone told me to get bent. I found her number online, called her, told her what teh deal was, that now this business is out of business and I had requested validation blah blah blah, she told me she would reinvestigate if I provided new information. I did, the CMRRR's from my validation. it was deleted a few weeks later when the did not verify. She did it perfect. Give her a chance. But don't expect rules to be broken for you. And remember, more flies with honey....
I have been disputing with them around the fact that they refused to post to my credit reports my year's worth of on-time payment.
(Cash loans with no admin fee) If that's the case, don't worry about that, ignore the CC entry fields.
It had a link to the TU website, and I think I was charged $3.95 or something low.
I did notice a big jump in my score simply by cancelling low limit cards...
niedziela, 3 lutego 2008
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Point out to this guy that nowhere in the FCRA is it required to report negative info, only that if it is it can't be reported for MORE THAN 7 years. 1 day, or less, is legal.
They do have competitive prices on Duracell batteries and household cleaning solutions like Windex refill bottles.
We were looking at the VA loan and the no downpayment needed, no MIP, and DH being exempt from the VA funding fee as a good thing!
(Rates instant cheque cashing uk) my mom added me to 2 of her store cards this weekend without my ssn or drivers liscence number...how is that going to work out?
They do have competitive prices on Duracell batteries and household cleaning solutions like Windex refill bottles.
We were looking at the VA loan and the no downpayment needed, no MIP, and DH being exempt from the VA funding fee as a good thing!
(Rates instant cheque cashing uk) my mom added me to 2 of her store cards this weekend without my ssn or drivers liscence number...how is that going to work out?
5000 bad credit loans in hrs
When they say, "By law", which law are they referring to, and when did it go into effect?
On April 19, 2003 I signed up for a 3 month trial membership with privacyguard.com.
You have to have an account there for 130 days i think in order to be able to use the ATM.
(5000 bad credit loans in hrs) My husband got a GM card, Corvette and Union Plus card all on the same day
If you take your 4 grand and subtract about 700 to cover taxes and insurance, that leaves you with 3300 for principle and interest.
Make sure you start off with an inquiry that you obviously know what it is, that way you can see how the conversation is going, and if they know what they are talking about.
I possibly should have waited a few weeks before posting the HIPAA letter, as the "follow-up" for enforcement is just now viable.
Actually alot of realtors have that built in to the listing contract.
I would say you have a pretty good chance of getting the card since you were not automaticlly declined.
On April 19, 2003 I signed up for a 3 month trial membership with privacyguard.com.
You have to have an account there for 130 days i think in order to be able to use the ATM.
(5000 bad credit loans in hrs) My husband got a GM card, Corvette and Union Plus card all on the same day
If you take your 4 grand and subtract about 700 to cover taxes and insurance, that leaves you with 3300 for principle and interest.
Make sure you start off with an inquiry that you obviously know what it is, that way you can see how the conversation is going, and if they know what they are talking about.
I possibly should have waited a few weeks before posting the HIPAA letter, as the "follow-up" for enforcement is just now viable.
Actually alot of realtors have that built in to the listing contract.
I would say you have a pretty good chance of getting the card since you were not automaticlly declined.
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I must admit I'm a new visitor here, made aware of this great site from my recent edition of Smart Money, and have been quite impressed.
Now that I am over the initial shock of seeing the alert, lol, I see where you're coming from.
Get bill today APR is up. Call- they have no record. Luckily for me they sent me a nice letter confirming the rejection of terms that I read to the CS person.
(Loans with a cosigner) which is reporting what, but I will be pulling all 3 again early next week .
Yeah, I am getting a bunch of them with other people's last names and properties I never heard of.
IF it flies though with your income you may be able to refy it in your name and then knock him off of the loan.Any of the 50k "extra" oney or is it what it is on both of you?
Now that I am over the initial shock of seeing the alert, lol, I see where you're coming from.
Get bill today APR is up. Call- they have no record. Luckily for me they sent me a nice letter confirming the rejection of terms that I read to the CS person.
(Loans with a cosigner) which is reporting what, but I will be pulling all 3 again early next week .
Yeah, I am getting a bunch of them with other people's last names and properties I never heard of.
IF it flies though with your income you may be able to refy it in your name and then knock him off of the loan.Any of the 50k "extra" oney or is it what it is on both of you?
loans with a cosigner
In addition EXP is the only CB reporting my ford sport trac which I bought in my company name.
Roni in Atlanta :xThe garnishment can stay for 7 years from the date issued.
Oh, Lord, she says our police here are too corrupt so won't call them..???
(Loans with a cosigner) In the event Fleet sticks to your reports as 'unpaid', I would keep that copy of the credit report for the Mortgage guy, and show it to HIM, to let him see it was paid.
Can't let my husband see me, suppose to be packing up the computor and ect.
Situation #2 is a law firm acting as a debt collector. First correspondence alone has FDCPA violations all over it - threatening legal action, demanding payment with 10 days of receipt of the letter. At first I thought no "mini-miranda" but it is printed on the back along with the following statement . I know I can go ahead and file a complaint with the FTC and State office of consumer affairs.
What do you mean, taking some time off next year to study for the LSAT?
Roni in Atlanta :xThe garnishment can stay for 7 years from the date issued.
Oh, Lord, she says our police here are too corrupt so won't call them..???
(Loans with a cosigner) In the event Fleet sticks to your reports as 'unpaid', I would keep that copy of the credit report for the Mortgage guy, and show it to HIM, to let him see it was paid.
Can't let my husband see me, suppose to be packing up the computor and ect.
Situation #2 is a law firm acting as a debt collector. First correspondence alone has FDCPA violations all over it - threatening legal action, demanding payment with 10 days of receipt of the letter. At first I thought no "mini-miranda" but it is printed on the back along with the following statement . I know I can go ahead and file a complaint with the FTC and State office of consumer affairs.
What do you mean, taking some time off next year to study for the LSAT?
sobota, 2 lutego 2008
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I would call them and see what they need, you might get it taken care of in minutes.
My mom wants to refi in her name only for the same 8 years with no cash out, and her scores are in the low 600s.
FICO scoring is getting more sophisticated and I suspect they don't care much about the total number of open cards you have.
(Cash advance today money gram) Greece is still there, Britain, France, Spain, Portugal, the Romans are now the Italians, and even Germany and Russia are still around.
My mom wants to refi in her name only for the same 8 years with no cash out, and her scores are in the low 600s.
FICO scoring is getting more sophisticated and I suspect they don't care much about the total number of open cards you have.
(Cash advance today money gram) Greece is still there, Britain, France, Spain, Portugal, the Romans are now the Italians, and even Germany and Russia are still around.
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Obviously since finding all these great boards to enlighten and inspire me, I will not pay without deletion of these derogs and putting the acct on the positive side of the chart.
Weston tells you they are not bonded, it's worth it to send her the $10 for the official statement of no record to confirm the situation.
Don't let people treat you like this and help others that may be treated like this as well.
(Use debit to obtain cash advance) >Ok...if it has gone to collections you will need to use the FDCPA or the FCRA. If insurance was supposed to cover it I would contact your insurance company and put the pressure on them to get the bill paid. I would insist that they contact the hospital to work the issue out.
If I contact the mortgage company re this situation does that make my present mortgage with them null and void because this debt was not paid?
When I told her that an address was incorrect, she would only let me correct it to the proper address.
I only know this because after my third or so letter to their attorney he said if I wanted to pay the amount owed they will delete.
This sounds strange but also selling yor plasma/blood. You can get $20 per visit, at least here where we live. Yeah, it's Dracula's favorite hang out, lol.
This General conditional release of liability agreement is contingent upon NCO FINANCIAL SYSTEMS, INC., aka MARLIN INTEGRATED CAPITAL, complying fully with the above conditions and only releases NCO FINANCIAL SYSTEMS, INC., aka MARLIN INTEGRATED CAPITAL from all liability if these requirements and conditions have been met.
Weston tells you they are not bonded, it's worth it to send her the $10 for the official statement of no record to confirm the situation.
Don't let people treat you like this and help others that may be treated like this as well.
(Use debit to obtain cash advance) >Ok...if it has gone to collections you will need to use the FDCPA or the FCRA. If insurance was supposed to cover it I would contact your insurance company and put the pressure on them to get the bill paid. I would insist that they contact the hospital to work the issue out.
If I contact the mortgage company re this situation does that make my present mortgage with them null and void because this debt was not paid?
When I told her that an address was incorrect, she would only let me correct it to the proper address.
I only know this because after my third or so letter to their attorney he said if I wanted to pay the amount owed they will delete.
This sounds strange but also selling yor plasma/blood. You can get $20 per visit, at least here where we live. Yeah, it's Dracula's favorite hang out, lol.
This General conditional release of liability agreement is contingent upon NCO FINANCIAL SYSTEMS, INC., aka MARLIN INTEGRATED CAPITAL, complying fully with the above conditions and only releases NCO FINANCIAL SYSTEMS, INC., aka MARLIN INTEGRATED CAPITAL from all liability if these requirements and conditions have been met.
piątek, 1 lutego 2008
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They responded that since this happened prior to April 15th it was not in violation of HIPAA and if I had any questions to contact CA.
I called equifax about it, and they said that they all showed up there as included in bankruptcy, which automatically meant closed.
Also, you'd think that if they are in cahoots, they'd be a little more on the ball when it comes to marking accounts as disputed!
(Paycheck advance no phone calls) Ok let us say a CA is collecting on a debt that is ancient and does not belong to you.
Now, I believe FHA does not allow the down payment gift to come directly from the seller, correct?
Obviously getting the neg TL removed completely would be great, but barring that I would at least like it to be reporting correctly.
What a nightmare! Keepmine gave you excellent advice, as always. Do not send these bozos anything - it will be used against you - they just want money, it doesn't matter to them whether this debt is your husband's or not. Don't deal with them over the phone - everything in writing, or not at all, no matter what they tell you. They lie a lot. Just keep repeating that when they call you - "send it to me in writing."
Just the owed balance,taxes, etc., or maybe more as I would have no idea who would be there to bid.
I called equifax about it, and they said that they all showed up there as included in bankruptcy, which automatically meant closed.
Also, you'd think that if they are in cahoots, they'd be a little more on the ball when it comes to marking accounts as disputed!
(Paycheck advance no phone calls) Ok let us say a CA is collecting on a debt that is ancient and does not belong to you.
Now, I believe FHA does not allow the down payment gift to come directly from the seller, correct?
Obviously getting the neg TL removed completely would be great, but barring that I would at least like it to be reporting correctly.
What a nightmare! Keepmine gave you excellent advice, as always. Do not send these bozos anything - it will be used against you - they just want money, it doesn't matter to them whether this debt is your husband's or not. Don't deal with them over the phone - everything in writing, or not at all, no matter what they tell you. They lie a lot. Just keep repeating that when they call you - "send it to me in writing."
Just the owed balance,taxes, etc., or maybe more as I would have no idea who would be there to bid.
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In 1999, Crandall, whose married name was Susan Martin - lived in Westfield, Mass., at 43 Mountain View St.
Would you be willing to take a chance and dispute the oc account as not yours?
That Amex Blue looks fake....clear...sorta like those fake cards that come attached to the CC apps
(Bad credit loan does not use telecheck) Now, having said what I did about FCRA and CRA practice, don't get the impression that that's the way it is, "tough cookies" !
I've got 0% for a while too. That's nice because it means leaving a small balance on there is free, i.e. no finance charges. After the 0% is up it goes to 14.9% I believe, but I probably won't leave any balance at that time. So, it really doesn't matter. In case you're wondering, there's a theory that some creditors will only report or update to the CRAs if you carry a balance. More balance is not better. Just about any balance should do.
Would you be willing to take a chance and dispute the oc account as not yours?
That Amex Blue looks fake....clear...sorta like those fake cards that come attached to the CC apps
(Bad credit loan does not use telecheck) Now, having said what I did about FCRA and CRA practice, don't get the impression that that's the way it is, "tough cookies" !
I've got 0% for a while too. That's nice because it means leaving a small balance on there is free, i.e. no finance charges. After the 0% is up it goes to 14.9% I believe, but I probably won't leave any balance at that time. So, it really doesn't matter. In case you're wondering, there's a theory that some creditors will only report or update to the CRAs if you carry a balance. More balance is not better. Just about any balance should do.
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I will, however, say that depending on your credit "picture" in the last year or so and if you have outstanding collections, you may well qualify for an FHA or one of several other non fico score driven programs that could leave you with a 30 year fixed well below the 7% mark.
I was thinking that ever since Equifax changed their system, this was a problem for them.....I would think that they would be aware of this and once it's brought to their attention they'de just remove the duplicate that their system added.....am I wrong??? I'll be calling them....I don't want to hear nothing about no "we have to reinvestigate"..that's BULL!!!
I think that is one of the many reasons Capital One is always trying to make sure you give them an updated number.
(Heritage cash advance) I just need to find that statutes of the Unlicensed practice; violation; civil penalty.Clause.
This seems like it should be an easy issue to support with the case law and statute - but one that doesn�t seem well published in our community.
I was thinking that ever since Equifax changed their system, this was a problem for them.....I would think that they would be aware of this and once it's brought to their attention they'de just remove the duplicate that their system added.....am I wrong??? I'll be calling them....I don't want to hear nothing about no "we have to reinvestigate"..that's BULL!!!
I think that is one of the many reasons Capital One is always trying to make sure you give them an updated number.
(Heritage cash advance) I just need to find that statutes of the Unlicensed practice; violation; civil penalty.Clause.
This seems like it should be an easy issue to support with the case law and statute - but one that doesn�t seem well published in our community.
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Make sure you ask them to notify you within 3-5 days, so that you can consult a lawyer as to what further action should be taken, if necessary
What should I try to conquer next? I ordered myfice equifax and experian a month ago and scores were around 530 on one and 523 on the other. PG score has increased about 10 points. One collection, unpaid, fell off after the validation request was received.
I feel like I'm in between a rock and a hard place with this...I really appreciate any advice or thoughts.
(Pay day loans using ach) After a furnisher sends the CRA a UDF or even a letter to change information that is reporting on a consumer's credit report, how long does the CRA have to update the credit report to reflect the change in information?
Most will lend to a maximum of 70% LTV though 65% LTV is the normal maximum.
What should I try to conquer next? I ordered myfice equifax and experian a month ago and scores were around 530 on one and 523 on the other. PG score has increased about 10 points. One collection, unpaid, fell off after the validation request was received.
I feel like I'm in between a rock and a hard place with this...I really appreciate any advice or thoughts.
(Pay day loans using ach) After a furnisher sends the CRA a UDF or even a letter to change information that is reporting on a consumer's credit report, how long does the CRA have to update the credit report to reflect the change in information?
Most will lend to a maximum of 70% LTV though 65% LTV is the normal maximum.
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The funny thing is.. it is reporting to EX already! This is how I found out my CL!! I was told would receive in a couple of weeks. They pulled their CR on 9/5 and it is already reporting!!
They served a secretary at a firm I used to work at who left it with someone who gave it to me.
To date I have disputed with all three Credit Reporting agencies your provided information.
(Non telecheck payday loans) Installment loan addition, decrease, whatever, has little if any impact at all on your credit scores, because the debt is a fixed amount with a fixed beginning and ending date which eliminates the uncertainty of whether you'll go overlimit and continue using the limit after it's payoff date are generally paid off so much more gradually than, say credit card debt, the effect on your scores is also so gradual that the last payment seems to have no effect all.
Okay filed my first case in small claims, will settle for $600 less then what I am asking , but I am actually kinda hoping for it to go to court because I think the case would be a great learning experience, plus I have two more cases against the CRAs in which I will only file in a civil court.
They served a secretary at a firm I used to work at who left it with someone who gave it to me.
To date I have disputed with all three Credit Reporting agencies your provided information.
(Non telecheck payday loans) Installment loan addition, decrease, whatever, has little if any impact at all on your credit scores, because the debt is a fixed amount with a fixed beginning and ending date which eliminates the uncertainty of whether you'll go overlimit and continue using the limit after it's payoff date are generally paid off so much more gradually than, say credit card debt, the effect on your scores is also so gradual that the last payment seems to have no effect all.
Okay filed my first case in small claims, will settle for $600 less then what I am asking , but I am actually kinda hoping for it to go to court because I think the case would be a great learning experience, plus I have two more cases against the CRAs in which I will only file in a civil court.
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I would not include a settlement offer as it may look like blackmail.
At this point, I have been dealing with this inaccurate information for several years. I would like this account completely deleted from my credit reports. Despite this problem, I will likely shop at your store again, but would REALLY appreciate your help on this matter.
I edited personal references out of your post, as they are not accurate, nor are they fair to the person in question. Anyone reading your post without having read the related posts will come away with an unfair portrayal of a respected member here.
(Garenteed 1000 dollar online loans) Hi, I recently applied for amex blue student I got turned down when I called the telephone number to check on my application status.
Before I disputed the tradeline, it just showed a $288 past due balance. They just now updated it as a CO , would the FCBA not apply because this is a CO and therefore, no longer open? What law would cover their continued collection activity after they rec'd my dispute but failed to respond?
If that fails I would proceed to dispute the account # and date opened and the current status.
At this point, I have been dealing with this inaccurate information for several years. I would like this account completely deleted from my credit reports. Despite this problem, I will likely shop at your store again, but would REALLY appreciate your help on this matter.
I edited personal references out of your post, as they are not accurate, nor are they fair to the person in question. Anyone reading your post without having read the related posts will come away with an unfair portrayal of a respected member here.
(Garenteed 1000 dollar online loans) Hi, I recently applied for amex blue student I got turned down when I called the telephone number to check on my application status.
Before I disputed the tradeline, it just showed a $288 past due balance. They just now updated it as a CO , would the FCBA not apply because this is a CO and therefore, no longer open? What law would cover their continued collection activity after they rec'd my dispute but failed to respond?
If that fails I would proceed to dispute the account # and date opened and the current status.
mte financial utah
My current employer pulls credit reports on potential employees as well - mine was a staggering 419. I got hired but they limited my access to government information . My FICO was 670 in June when they did another background check on me for clearance which was granted - even tho I protested LOL... all it did was add to my workload.
On the other hand, shifting balances among revolving/charge accounts, opening up new revolving/charge accounts, and closing down other revolving/charge accounts will not improve your score, and could possibly decrease your score.
So, with that, will the current and timely loan/lease payments and light use/payment of the gas cards be a good way to rebuild my credit history?
(Mte financial utah) I am keeping in the back of my mind what keepmine said about not pissing the judge off because I am in a small town and I think what he said is true.
..and discussed if it was true that for all datasets, multiple precision calculations will introduce computational inaccuracies, and will produce results which differ slightly from these certified values.
Try this,, go to BB's site,, tell him Georgiaboy sent ya, anyways, tell him GB said to give you your money back, or your going to turn him over to collections
Is this something I should worry about and/or should I write to the credit reporting agency to correct it?
On the other hand, shifting balances among revolving/charge accounts, opening up new revolving/charge accounts, and closing down other revolving/charge accounts will not improve your score, and could possibly decrease your score.
So, with that, will the current and timely loan/lease payments and light use/payment of the gas cards be a good way to rebuild my credit history?
(Mte financial utah) I am keeping in the back of my mind what keepmine said about not pissing the judge off because I am in a small town and I think what he said is true.
..and discussed if it was true that for all datasets, multiple precision calculations will introduce computational inaccuracies, and will produce results which differ slightly from these certified values.
Try this,, go to BB's site,, tell him Georgiaboy sent ya, anyways, tell him GB said to give you your money back, or your going to turn him over to collections
Is this something I should worry about and/or should I write to the credit reporting agency to correct it?
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Yellow would require agents to more closely scrutinize passengers before letting them proceed to their gates.
PrivacyGuard purchases your reports from ConsumerInfo/IPlace and then gives you access to the information.
Pretty amazing for a web site that's been around for only 40 days, and is too new to be listed on most search engines.
(Quick loan funding and news) So bk was the best option for me because there was no way to get ahead....as to the other post , the person who posted that is pretty much in the same situation.
PrivacyGuard purchases your reports from ConsumerInfo/IPlace and then gives you access to the information.
Pretty amazing for a web site that's been around for only 40 days, and is too new to be listed on most search engines.
(Quick loan funding and news) So bk was the best option for me because there was no way to get ahead....as to the other post , the person who posted that is pretty much in the same situation.
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verification efforts by the CRA don t put the creditor in that particular loop.Disputing the creditor s non-judgment TL can wake up the creditor.
A recent insuarnce industry seminar about credit scoring revealed something that I found interesting: the industry is willing to change their use of scoring by dropping certain attributes - in essence changing the scoring model itself - based on consumer complaints about unfairness.
I have over 12 non-PP-inquires on my CRA...some are banks and other CA which are not listed on my CRA as a collector?
(Payroll advance without using teletrack) I actually got a call in a hotel zero balance on a secured account.
Comments liek that are the result of small minded insensative people who cant look outside of their small box...They assume you must be lonely because you arent in a relationship...cant see that alone doesnt equate to loneliness....
A recent insuarnce industry seminar about credit scoring revealed something that I found interesting: the industry is willing to change their use of scoring by dropping certain attributes - in essence changing the scoring model itself - based on consumer complaints about unfairness.
I have over 12 non-PP-inquires on my CRA...some are banks and other CA which are not listed on my CRA as a collector?
(Payroll advance without using teletrack) I actually got a call in a hotel zero balance on a secured account.
Comments liek that are the result of small minded insensative people who cant look outside of their small box...They assume you must be lonely because you arent in a relationship...cant see that alone doesnt equate to loneliness....
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Reason I ask is that my 1st and 2nd are being paid from an escrow account and the person responsible for paying them was paying a few days late each month.
You scores will start going back up when these are reported positively.
regularly and in the ordinary course of business furnishes information to one or more consumer reporting agencies about the person's transactions or experiences with any consumer; and
(Problems with telecheck) Though a builder-owned mortgage company sounds as if "the builders have their hands in both pockets," as one said, large and small builders and builder-lenders around the country all said the main reason for having their own mortgage company or a preferred lender was "to control the deal," not to add another profit center.
When you do a dispute with either Equifax or Trans Union, assuming they initiate the dispute, you will get a complete new report back when they finish the investigation.
I'm new to posting here but actually just got this information this morning for someone else at another board.
Altima's have a very good reliability rating...much better option than the Dodge IMO.
You scores will start going back up when these are reported positively.
regularly and in the ordinary course of business furnishes information to one or more consumer reporting agencies about the person's transactions or experiences with any consumer; and
(Problems with telecheck) Though a builder-owned mortgage company sounds as if "the builders have their hands in both pockets," as one said, large and small builders and builder-lenders around the country all said the main reason for having their own mortgage company or a preferred lender was "to control the deal," not to add another profit center.
When you do a dispute with either Equifax or Trans Union, assuming they initiate the dispute, you will get a complete new report back when they finish the investigation.
I'm new to posting here but actually just got this information this morning for someone else at another board.
Altima's have a very good reliability rating...much better option than the Dodge IMO.
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Since it's local, I wonder how they actually verify the court records.
How can a guy indicate what the value of a property is before appraising it?
During one prison stint for credit fraud, the Fort Lee resident wrote a 103-page how-to manual called "I Scam-You Scam" and distributed it to inmates.
(Personal loans market searchireland) Hubby's score is not that good an average of 599 slow payment on car loan and collection on his CR, however on my CR I have an average of 655 EQ, w/2 neg charged off, 1 paid collection and 2 good TL.
How can a guy indicate what the value of a property is before appraising it?
During one prison stint for credit fraud, the Fort Lee resident wrote a 103-page how-to manual called "I Scam-You Scam" and distributed it to inmates.
(Personal loans market searchireland) Hubby's score is not that good an average of 599 slow payment on car loan and collection on his CR, however on my CR I have an average of 655 EQ, w/2 neg charged off, 1 paid collection and 2 good TL.
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Well, she called today and they said due to a deliquent account at our address, they are unable to open an account. Then they refused to tell her what was deliquent.
This is the first time I have received this one from EX. My gut tells me to wait the 30 days plus mailing time and then demand deletion. Is this correct or do I need to provide the info they are requesting?
I have been lurking on several boards for months now, trying to absorb it all.
(How get a loan with bad credit) As my wife said while I was doing an actual victory dance - "Honey, you'd better be careful, or you'll hurt yourself."
This is the first time I have received this one from EX. My gut tells me to wait the 30 days plus mailing time and then demand deletion. Is this correct or do I need to provide the info they are requesting?
I have been lurking on several boards for months now, trying to absorb it all.
(How get a loan with bad credit) As my wife said while I was doing an actual victory dance - "Honey, you'd better be careful, or you'll hurt yourself."
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You are probably correct that the Keybank and Assoc/Citi are the same.
You could still get "we'll let you know", or "no, absolutely not" for an answer, as well as "congratulations!" And of course there is always the reconsideration process, which we believe in utilizing.
I dont think they can legally. The debt is expired. I will surely sue then!
(Sloan mngmt review) But what is so weird for me is everything else that was incl in bk fell off in December ...oh well I guess I will just have to try the patience thing!!
Because both open and closed accounts are counted in the negative factor, closing some accounts will not immediately help your credit score.
But based on the three companies involved, the location's either going to be PA or VA.
You could still get "we'll let you know", or "no, absolutely not" for an answer, as well as "congratulations!" And of course there is always the reconsideration process, which we believe in utilizing.
I dont think they can legally. The debt is expired. I will surely sue then!
(Sloan mngmt review) But what is so weird for me is everything else that was incl in bk fell off in December ...oh well I guess I will just have to try the patience thing!!
Because both open and closed accounts are counted in the negative factor, closing some accounts will not immediately help your credit score.
But based on the three companies involved, the location's either going to be PA or VA.
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I would iimagine once you advise him of the violations, making him aware that you know your rights, he will do the right thing.
Actually his suggestion seems good as it stands, especially since not sure exactly what you are doing. HELOC's I don't do. Watch out for seasoning requirements. IF you just bought the darn house, can you get $150K ? Just make sure you can. Sounds like a good plan sell the darn thing and do it again. Do them as fast and as furious as you can. if you can make $100K a pop. Minus well do 10 of them. Find money partners and go to town. Share the wealth, share the profit, make a killing see you in Hawaii.
They didn't give me any hassles. AND - within a month - they sent me a check for the entire amount.
(Cash loans till payday in Leeds) Lady calls up today and says they need my authorization to pull company tax returns. Said she'd fax something. I get the fax - and see they're asking for authorization to pull company AND personal tax returns.
What a narcissistic-nut! Maybe the doc could chime in on this but doesn't it take someone with a disorder to wanna be a career-collector? That guy definently puts the disorder is "disordered thinking"...
Actually his suggestion seems good as it stands, especially since not sure exactly what you are doing. HELOC's I don't do. Watch out for seasoning requirements. IF you just bought the darn house, can you get $150K ? Just make sure you can. Sounds like a good plan sell the darn thing and do it again. Do them as fast and as furious as you can. if you can make $100K a pop. Minus well do 10 of them. Find money partners and go to town. Share the wealth, share the profit, make a killing see you in Hawaii.
They didn't give me any hassles. AND - within a month - they sent me a check for the entire amount.
(Cash loans till payday in Leeds) Lady calls up today and says they need my authorization to pull company tax returns. Said she'd fax something. I get the fax - and see they're asking for authorization to pull company AND personal tax returns.
What a narcissistic-nut! Maybe the doc could chime in on this but doesn't it take someone with a disorder to wanna be a career-collector? That guy definently puts the disorder is "disordered thinking"...
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There's an FTC opinion letter that states that closed-end accounts like mortgages, don't automatically generate PP because A/Rs are generally used to determine whether to keep the account, modify it, or other things that involve changing the terms of the account.
and will be happy to answer your questions based on experience and research.
They said all I have to do is just call CS and ask them to put the fixed rate in place.
(6 99 personal loan) This was borrowed from someone else - but I can't remember where - so sorry for not giving credit where it's due!!
Does someone have a nutcase sample letter with he same situatiion as mine that I can share?
I got someone on the phone there and they wouldn't tell me who they were with.
Capital One does not legally endorse or guarantee products or services provided by non-affiliated companies and such products or services are neither FDIC insured or bank guaranteed.
and will be happy to answer your questions based on experience and research.
They said all I have to do is just call CS and ask them to put the fixed rate in place.
(6 99 personal loan) This was borrowed from someone else - but I can't remember where - so sorry for not giving credit where it's due!!
Does someone have a nutcase sample letter with he same situatiion as mine that I can share?
I got someone on the phone there and they wouldn't tell me who they were with.
Capital One does not legally endorse or guarantee products or services provided by non-affiliated companies and such products or services are neither FDIC insured or bank guaranteed.
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"Certainly this is an issue that I and other pro-consumer members of Congress are raising."
It was showing lates on March 26th, but on the reports for the 27th of March and April 10th, they were gone.
CBSDNA=citi bank south dakota something or other that i can't remember now.
(Mte pay day loan) Ok, please tell me you've checked to see if they can legally collect from you according to state laws ...I just get the feeling that people don't get how powerful that really is when you find out they have no bond or license.
He had three cars in the drive way and one in the back. So the house didn't look like a car lot, LOl. It seemed to be working for him....
It was showing lates on March 26th, but on the reports for the 27th of March and April 10th, they were gone.
CBSDNA=citi bank south dakota something or other that i can't remember now.
(Mte pay day loan) Ok, please tell me you've checked to see if they can legally collect from you according to state laws ...I just get the feeling that people don't get how powerful that really is when you find out they have no bond or license.
He had three cars in the drive way and one in the back. So the house didn't look like a car lot, LOl. It seemed to be working for him....
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Also in the paperwork there is a "Notice of Case Management Conference" scheduled for Mid-Summer.
I know how very bad bancruptcy has affected my credit and I just can't stand the thought of sitting back and letting something like this happen to my hubby.
As for the other two companies, they are a Circuit City CC, and a Sears CC.
(Western union cash advance loans) The Spears v Brennan case is an Indiana court of appeals case, and is not binding on a Florida court.
After all, if you don't tell them what is going on, they have no idea why you are late.
I know how very bad bancruptcy has affected my credit and I just can't stand the thought of sitting back and letting something like this happen to my hubby.
As for the other two companies, they are a Circuit City CC, and a Sears CC.
(Western union cash advance loans) The Spears v Brennan case is an Indiana court of appeals case, and is not binding on a Florida court.
After all, if you don't tell them what is going on, they have no idea why you are late.
czwartek, 31 stycznia 2008
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A very bad history - but paid off in 2001 - auto loan was reporting a balance due and past due amount, I disputed with EQ and got a 10 point jump from the removal of those two incorrect items. However, the DW's EQ dispute came back verified so we sent the CYA letter to OC.
Later that day, as the waters reach higher, another boat, and the same response.
This letter keeps it in layman's terms..hoping that's simple enough for them.
(Canadian site cash no employer call) $14,000 is through a credit union as an auto loan for my new Honda Civic, and $11,000 is for student loans I have received in the last year or two.
So if a homeowner has a house they have owned for 30 years, and purchased, for say $50,000, that is now worth $200,000, they are paying taxes on at most $80,000 assessment.
Once you hit the 700 number you are golden but where you are you are in the "tweaner" stage.
Later that day, as the waters reach higher, another boat, and the same response.
This letter keeps it in layman's terms..hoping that's simple enough for them.
(Canadian site cash no employer call) $14,000 is through a credit union as an auto loan for my new Honda Civic, and $11,000 is for student loans I have received in the last year or two.
So if a homeowner has a house they have owned for 30 years, and purchased, for say $50,000, that is now worth $200,000, they are paying taxes on at most $80,000 assessment.
Once you hit the 700 number you are golden but where you are you are in the "tweaner" stage.
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I THINK if you send the HIPPA with a partial payment and the rest on the way its the same effect.
I have disputed a few TL a couple of times and am wondering what I should do now.
Question #1 - this last comment about disputing the DOLA - Whats the best way of going about that? I just yesterday sent in a "not mine" dispute regarding this ASSOC / CITI account... If it comes back immediately "verified", should I dispute the DOLA?
(Allied cash advance court) Actually let me take that back, they are lowering it from 12% to 6% but say the actual costs will go up because of our two extension and our payment history.
According to the "Legal Department" at TU, the FCRA does NOT say that they have to mark disputed accounts as "in dispute".
Would a goodwill letter work to get the lates completely elinminated?
$8,500 is a LOT of money to CASH a check and give out CASH for it - especially to a non-depositor.
I have disputed a few TL a couple of times and am wondering what I should do now.
Question #1 - this last comment about disputing the DOLA - Whats the best way of going about that? I just yesterday sent in a "not mine" dispute regarding this ASSOC / CITI account... If it comes back immediately "verified", should I dispute the DOLA?
(Allied cash advance court) Actually let me take that back, they are lowering it from 12% to 6% but say the actual costs will go up because of our two extension and our payment history.
According to the "Legal Department" at TU, the FCRA does NOT say that they have to mark disputed accounts as "in dispute".
Would a goodwill letter work to get the lates completely elinminated?
$8,500 is a LOT of money to CASH a check and give out CASH for it - especially to a non-depositor.
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I will send them some type of letter that she must sign for and see if I can get them on something.
There are several credit monitoring services that allow a new report to be pulled each day.
Thanks. To clarify, I don�t actually intend to litigate this matter. I�m not going for a cash settlement. I just want an accurate CR. From what I�m told, rather than risking a judgment in my favor and pricy litigation so long as I have real violations and actual damages that can be traced to the inaccurate TLs then the CRAs will settle by correcting my CR. As I�m told. I�m not bluffing either, I just don�t anticipate litigation. It�s just too expensive, especially for something that the CRA should lose.
(10 day payday advance) I am not legally obligated to pay the mortgage, but if I want to keep the property, I have to pay it.
In Mahon we see that the court asserts a communication can occur even if it's intended recipient does NOT receive the communication.
There are several credit monitoring services that allow a new report to be pulled each day.
Thanks. To clarify, I don�t actually intend to litigate this matter. I�m not going for a cash settlement. I just want an accurate CR. From what I�m told, rather than risking a judgment in my favor and pricy litigation so long as I have real violations and actual damages that can be traced to the inaccurate TLs then the CRAs will settle by correcting my CR. As I�m told. I�m not bluffing either, I just don�t anticipate litigation. It�s just too expensive, especially for something that the CRA should lose.
(10 day payday advance) I am not legally obligated to pay the mortgage, but if I want to keep the property, I have to pay it.
In Mahon we see that the court asserts a communication can occur even if it's intended recipient does NOT receive the communication.
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Now I have a 120 from 21 months ago that is precluding me from the most favorable interest rate.
On a side note, I wish dh's bofa card would hurry up and get here - it's not reporting yet but they Bt'd almost 2 weeks ago!
If you are looking for judgemental, this is the wrong place. We are here to answer questions and assist. Many people go through tough times. There are a few lenders that will lend right after BK discharge.
(Mte financial refinance debit) Account Name Account Number Date Opened Balance Date Reported Past Due Account Status Comments on Account
Great advice Lester! Just to update, I checked Chase's online approval status and found out I was approved for 6K. Applied on 17th, approved on 20th, they are fast. 0% 12 month BT here I come!
Okay, I'm having trouble with an OC that has no record of an account or when the account was paid , can I validate the date paid with the OC?
We are legally entitled to dispute anything on our records...without having to hint that there may have been fraud involved. There has been MUCH discussion lately, as the e-oscar thing has surfaced and some of us had hawk alerts placed on our files unbenownst to us. Ex sent me something that basically said they placed the alert PER MY REQUEST...which is bs, but too late now.
On a side note, I wish dh's bofa card would hurry up and get here - it's not reporting yet but they Bt'd almost 2 weeks ago!
If you are looking for judgemental, this is the wrong place. We are here to answer questions and assist. Many people go through tough times. There are a few lenders that will lend right after BK discharge.
(Mte financial refinance debit) Account Name Account Number Date Opened Balance Date Reported Past Due Account Status Comments on Account
Great advice Lester! Just to update, I checked Chase's online approval status and found out I was approved for 6K. Applied on 17th, approved on 20th, they are fast. 0% 12 month BT here I come!
Okay, I'm having trouble with an OC that has no record of an account or when the account was paid , can I validate the date paid with the OC?
We are legally entitled to dispute anything on our records...without having to hint that there may have been fraud involved. There has been MUCH discussion lately, as the e-oscar thing has surfaced and some of us had hawk alerts placed on our files unbenownst to us. Ex sent me something that basically said they placed the alert PER MY REQUEST...which is bs, but too late now.
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One more Nana, for the state's Diva, it lists a summary by state specific to medical information and privacy:
Not knowing the scoring models, I'm speaking from the experiences of others, anyway??
Just got home from work and checked the faxes that came in while I was gone.
(Online faxless payday lenders in bc) If you will remember to PM me sometime tomorrow when I am at the office, I will provide mailing address. I do not have it with me at home.
Hey, Rates are almost like buying a car. Let the other know that you are getting quotes. Tell them that company X is offering me this rate without having to buy down points. I did this on my last re-fi and got .50% knocked off and closing cost cut in half.
the average consumer like me simply can't figure it out - if it hadn't been for all the time I've spent on a few credit boards, my guard wouldn't be up - I woulda seen that 0% offer and went WOOOHOOOOO!!!!
Not knowing the scoring models, I'm speaking from the experiences of others, anyway??
Just got home from work and checked the faxes that came in while I was gone.
(Online faxless payday lenders in bc) If you will remember to PM me sometime tomorrow when I am at the office, I will provide mailing address. I do not have it with me at home.
Hey, Rates are almost like buying a car. Let the other know that you are getting quotes. Tell them that company X is offering me this rate without having to buy down points. I did this on my last re-fi and got .50% knocked off and closing cost cut in half.
the average consumer like me simply can't figure it out - if it hadn't been for all the time I've spent on a few credit boards, my guard wouldn't be up - I woulda seen that 0% offer and went WOOOHOOOOO!!!!
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There are some folks who used to work for the IRS who have set up businesses doing this, also.
If someone can actually lower there rate and get the rebate to pay off there pre pay then make sure to look at the SETTLEMENT charges that you would have to pay TWICE within 6 months and find out if this is a good way to go.
I posted this problem looking for someone who might have a claim letter written.
(Reviews apple personal loans) I am formally requesting that you validate all trade line notations you have submitted to any or all major credit reporting agencies by OC for account number XXXXXXX.
Just in case you're in the market for multiple EQ scores with report, the best "bulk" deal I'm aware of is "Doc's deal" //www.creditboards.com/phpBB2/viewtop...opic.php?t=3063
Once paid, it needs to be removed, that keeps everyone's bums covered.
Marital debt is considered any debt created while married by the household. It may never show on his reports....BUT....just because it doesnt show on his reports, doesnt mean the liability isnt there....he can and most likely will be subject to collection activity as well as possibly being subject to lawsuits.
If someone can actually lower there rate and get the rebate to pay off there pre pay then make sure to look at the SETTLEMENT charges that you would have to pay TWICE within 6 months and find out if this is a good way to go.
I posted this problem looking for someone who might have a claim letter written.
(Reviews apple personal loans) I am formally requesting that you validate all trade line notations you have submitted to any or all major credit reporting agencies by OC for account number XXXXXXX.
Just in case you're in the market for multiple EQ scores with report, the best "bulk" deal I'm aware of is "Doc's deal" //www.creditboards.com/phpBB2/viewtop...opic.php?t=3063
Once paid, it needs to be removed, that keeps everyone's bums covered.
Marital debt is considered any debt created while married by the household. It may never show on his reports....BUT....just because it doesnt show on his reports, doesnt mean the liability isnt there....he can and most likely will be subject to collection activity as well as possibly being subject to lawsuits.
6 99 personal loan
Original news story A salary of $123,000 and a seat on the Board of the Federal Reserve wasn't enough to convince computers at the Bank of New York to grant Lawrence B.
The Department notes, however, that a covered entity, and its business associate through its contract, is required to reasonably limit the amount of information disclosed for such purposes to the minimum necessary, where applicable, as well as abide by any reasonable requests for confidential communications and any agreed-to restrictions as required by the Privacy Rule.
But if I'm not allowed in your club, I'll start my own club = PWSABOO$
(6 99 personal loan) This program recognizes the fact that many teachers may not have an established credit or job history because they have recently graduated from college or graduate school.
Take that letter when your opening another account, must banks will honor it, but some still do not.
The Department notes, however, that a covered entity, and its business associate through its contract, is required to reasonably limit the amount of information disclosed for such purposes to the minimum necessary, where applicable, as well as abide by any reasonable requests for confidential communications and any agreed-to restrictions as required by the Privacy Rule.
But if I'm not allowed in your club, I'll start my own club = PWSABOO$
(6 99 personal loan) This program recognizes the fact that many teachers may not have an established credit or job history because they have recently graduated from college or graduate school.
Take that letter when your opening another account, must banks will honor it, but some still do not.
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If you ever want complete privacy on here, we can have private, hidden forums.
If you are asking me to polish my crystal ball and predict the future...LOL...I am expecting rates will rise by the end of the year, but not drastically.
I run a animal rescue with educational programs and work with disadvantaged/disabled children.....education is where the grants are at!!!
(Personal loan) He lives in a state with CSC, and all three numbers I found for him here go to a voicemail.
We had a VA loan out on a home and put it in the chapter 7, the lawyers said this was the best thing to do for our credit anyway, I called the mortgage company a year ago, she said no, it was a foreclosure, didn't matter if it was in the chapter 7 or not.
IIB can have a later date than the BK if you reaffirmed, or made some other kind of deal and then defaulted.
Here, 3 threads all yours, the same question, same answers, yet still you call.
If you are asking me to polish my crystal ball and predict the future...LOL...I am expecting rates will rise by the end of the year, but not drastically.
I run a animal rescue with educational programs and work with disadvantaged/disabled children.....education is where the grants are at!!!
(Personal loan) He lives in a state with CSC, and all three numbers I found for him here go to a voicemail.
We had a VA loan out on a home and put it in the chapter 7, the lawyers said this was the best thing to do for our credit anyway, I called the mortgage company a year ago, she said no, it was a foreclosure, didn't matter if it was in the chapter 7 or not.
IIB can have a later date than the BK if you reaffirmed, or made some other kind of deal and then defaulted.
Here, 3 threads all yours, the same question, same answers, yet still you call.
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Whether this is coincedence, subconscious programming, etc. is anyone's guess, but there are many testimonials from every religious/philosophical/world view that testifies to this phenomena.
Right now I have about 10 cards showing balances. That alone has cost me a lot of pts. I am paying all but 4 off right now. It is a substantial amount. It will increase my % availabe from 63% to about 80%. When I see the results I'll let you know.
I guess I would've answered her with whatever explanation you had but added a "I've dilligently worked on these issues and I've learned so much. I will never allow an account to fall into such a state again". You were forced to answer for something but maybe that would soften the blow....
(Cash advance no telephone required) I thought if I paid $5 a month it would prevent it from going to collections and this is the only way I can get any type of revenge right now.
I think it will also fit the bill of having disputed with the CRA's in order to try and get this taken care of.
Right now I have about 10 cards showing balances. That alone has cost me a lot of pts. I am paying all but 4 off right now. It is a substantial amount. It will increase my % availabe from 63% to about 80%. When I see the results I'll let you know.
I guess I would've answered her with whatever explanation you had but added a "I've dilligently worked on these issues and I've learned so much. I will never allow an account to fall into such a state again". You were forced to answer for something but maybe that would soften the blow....
(Cash advance no telephone required) I thought if I paid $5 a month it would prevent it from going to collections and this is the only way I can get any type of revenge right now.
I think it will also fit the bill of having disputed with the CRA's in order to try and get this taken care of.
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Just tell him you need a little time and see if something can't be worked out.
I guess I was assuming that Jovic was in the process of negotiating his/her collections and charge-offs.
thing of just the ATM someone got paid to write the program for that how much extra was it to double the program for spanish speakers ?
(Faxless payday loans) For now, print out a copy of that report showing the hard inquiry and put it in a SAFE PLACE!
Oh, and at the bottom, it says the hospital is affiliated with the Lutheran Church and the United Church of Christ -- Just what everyone wants to see in a letter from a Collections Department.
The question is this, I called them last week and disputed a few things.
I am looking for a SUV in the 12-17 thoudsand range, not brand new , and not too much of a gas-guzzler.
I guess I was assuming that Jovic was in the process of negotiating his/her collections and charge-offs.
thing of just the ATM someone got paid to write the program for that how much extra was it to double the program for spanish speakers ?
(Faxless payday loans) For now, print out a copy of that report showing the hard inquiry and put it in a SAFE PLACE!
Oh, and at the bottom, it says the hospital is affiliated with the Lutheran Church and the United Church of Christ -- Just what everyone wants to see in a letter from a Collections Department.
The question is this, I called them last week and disputed a few things.
I am looking for a SUV in the 12-17 thoudsand range, not brand new , and not too much of a gas-guzzler.
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Simply telephone our Customer Service Team toll-free at 749-0731 and a service professional will be happy to cancel your free trial subscription.
There are several credit monitoring services that allow a new report to be pulled each day.
By paying those 2 cards to 49% of the limit, you will see a sizable increase.
(Payday loan without bank statement) I need to go eat lunch now because coffee is slowly taking over my brain.
What you find is more important, in the case of mortgage application, is how well you've managed credit since the BK discharge/completion.
There are several credit monitoring services that allow a new report to be pulled each day.
By paying those 2 cards to 49% of the limit, you will see a sizable increase.
(Payday loan without bank statement) I need to go eat lunch now because coffee is slowly taking over my brain.
What you find is more important, in the case of mortgage application, is how well you've managed credit since the BK discharge/completion.
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Things are the way they are, unless the laws are changed to force the courts, FTC etc. into changing. Unfortunately, there are too few consumers being affected for the law makers to consider it necessary.
3 positive tradelines.... owe 6100 on my car which is one of the positive tradelines.
They responded that since this happened prior to April 15th it was not in violation of HIPAA and if I had any questions to contact CA.
(Cashpoint cash loans) She said the proposal was accepted and they have 30 days from March 6 to notify Myvesta so I guess they were just trying to scare us into settling.
If the CSR didn't do it for ya, the suggestion has been to call back to get a CSR that will.
According to the FCRA, businesses with ah permissible purpose may review your information.
3 positive tradelines.... owe 6100 on my car which is one of the positive tradelines.
They responded that since this happened prior to April 15th it was not in violation of HIPAA and if I had any questions to contact CA.
(Cashpoint cash loans) She said the proposal was accepted and they have 30 days from March 6 to notify Myvesta so I guess they were just trying to scare us into settling.
If the CSR didn't do it for ya, the suggestion has been to call back to get a CSR that will.
According to the FCRA, businesses with ah permissible purpose may review your information.
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If people only bought what they needed, the world would be a kinder, gentler, debt-free place.
Companies have become more efficient in their use of labor, squeezing out more production per worker. That means economic growth doesn't automatically translate into more jobs, as it has in the past.
I have NEVER done any of this and don't want to make ANY mistakes that may cost me time or actually VERIFY any information by mistake!!
(Online personal loans) The tension that has held me in its grip since this started is unlike anything I've experienced before , and I know it will continue until all of my friends and family are home safe.
Companies have become more efficient in their use of labor, squeezing out more production per worker. That means economic growth doesn't automatically translate into more jobs, as it has in the past.
I have NEVER done any of this and don't want to make ANY mistakes that may cost me time or actually VERIFY any information by mistake!!
(Online personal loans) The tension that has held me in its grip since this started is unlike anything I've experienced before , and I know it will continue until all of my friends and family are home safe.
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I just wanted to vent.. thank you all for listening, I suppose JoeDirt doesn't get a home for X-Mas...
I went thru a similar problem a few years ago that caused me to file BK7.
I didn't find out for the first two and they were both girls. For my youngest, we DID find out just because I'd been holding out hope that it was a boy and I'd have some shopping to do
(Cash advance money tree) You are the victim of a stolen car and your behavior with their company has always been one of integrity and honesty.
The addy listed on her report is out of Franklin, TN and is a PO box. I was hoping for a street address and especially a customer service, CEO, etc.
The point is - they knew I had a Cap One Auto Loan on the A4 - with a balance of slightly more than 20K.....
I went thru a similar problem a few years ago that caused me to file BK7.
I didn't find out for the first two and they were both girls. For my youngest, we DID find out just because I'd been holding out hope that it was a boy and I'd have some shopping to do
(Cash advance money tree) You are the victim of a stolen car and your behavior with their company has always been one of integrity and honesty.
The addy listed on her report is out of Franklin, TN and is a PO box. I was hoping for a street address and especially a customer service, CEO, etc.
The point is - they knew I had a Cap One Auto Loan on the A4 - with a balance of slightly more than 20K.....
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That gives you time to get it taken care, the funds are their for the OC or they are returned to you eventually once resolved.
I'm in pretty decent shape according to PG but don't want to get a false sense of confidence.
I have been trying to build some good credit over the past year or so - my wife and I filed ch7 bankruptcy 5 years ago.
(Instant cash loans no cheque book) I've made mention of maybe wanting an I/O loan, and he says some lenders have them available at a 0.25 - 0.5% rate increase , but for some reason he's trying to draw me away from that :?
I think this is a personal judgment call......there are steps you can take but I think you risk being sued due to the acct still being within the SOL.
I'm in pretty decent shape according to PG but don't want to get a false sense of confidence.
I have been trying to build some good credit over the past year or so - my wife and I filed ch7 bankruptcy 5 years ago.
(Instant cash loans no cheque book) I've made mention of maybe wanting an I/O loan, and he says some lenders have them available at a 0.25 - 0.5% rate increase , but for some reason he's trying to draw me away from that :?
I think this is a personal judgment call......there are steps you can take but I think you risk being sued due to the acct still being within the SOL.
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What should I try to conquer next? I ordered myfice equifax and experian a month ago and scores were around 530 on one and 523 on the other. PG score has increased about 10 points. One collection, unpaid, fell off after the validation request was received.
It's just the 4 major unsecured credit cards like first usa , fleet, mbna and discover that I'm going to have trouble paying for the next 30 years in order to pay them off.
Hi I am new to this and almost used a credit repair company but you guys kept advising others not to. So I didn't . Also I noticed that on 4/03 it has a 30 listed, even though it was paid off in 03/03. Now Sears cards were the only cards that I settled on, I saved about 1k for settling. This account is also listed on my report that it is closed.
(Loans not using teletrack) As to the Vette I got an increase at activation- overall good experience.
I have searched high and low and cannot find it, now I am beggin you to help
On the second go around his rate will be cheaper provided rates STAY the same.
It's just the 4 major unsecured credit cards like first usa , fleet, mbna and discover that I'm going to have trouble paying for the next 30 years in order to pay them off.
Hi I am new to this and almost used a credit repair company but you guys kept advising others not to. So I didn't . Also I noticed that on 4/03 it has a 30 listed, even though it was paid off in 03/03. Now Sears cards were the only cards that I settled on, I saved about 1k for settling. This account is also listed on my report that it is closed.
(Loans not using teletrack) As to the Vette I got an increase at activation- overall good experience.
I have searched high and low and cannot find it, now I am beggin you to help
On the second go around his rate will be cheaper provided rates STAY the same.
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Yesterday I received a letter from the Financial Aid office with a copy of a loan.
There may be as many as 30 clauses in a purchase and sale agreement, so buyers should be intimately aware of their responsibilities prior to signing.
hmmmm...also they verified my FUSA account as reported - but now the 2 remaining have been moved from "hard inquiries" to "soft inquiries" and combined into 1 stating the 2 dates pulled....whats that about?
(Loans like cashnetusa) Read the relevant laws and see where you have "leverage" with those who have violated them.
I know how that goes Markie, we are in escrow as well and will soon be poorer than dirt. Isnt that the American way?
Each piece of the puzzle - the Visa account, the mortgage on a house - has some combination of personal information attached to it: name, address, date of birth, Social Security number.
When I wrote I told them I deliberately did not update my CC info because I did not want to renew.
There may be as many as 30 clauses in a purchase and sale agreement, so buyers should be intimately aware of their responsibilities prior to signing.
hmmmm...also they verified my FUSA account as reported - but now the 2 remaining have been moved from "hard inquiries" to "soft inquiries" and combined into 1 stating the 2 dates pulled....whats that about?
(Loans like cashnetusa) Read the relevant laws and see where you have "leverage" with those who have violated them.
I know how that goes Markie, we are in escrow as well and will soon be poorer than dirt. Isnt that the American way?
Each piece of the puzzle - the Visa account, the mortgage on a house - has some combination of personal information attached to it: name, address, date of birth, Social Security number.
When I wrote I told them I deliberately did not update my CC info because I did not want to renew.
bad credit rv as a home loan
I owe a special thank you to Christine at Bayhouse, she flicked the lightswitch!
Did you get anything in writing from the medical provider stating the correct amount owed?
Ok so i'm mad thinking to myself if someone has hit my brand new car I will not be able to hold myself together, so we walked to his car and he had a cherokee and there was a big long scrape down the whole side of his vehicle.
(Bad credit rv as a home loan) No, Justus, you didn't cause me any problem -- I'm not on staff here.
I have one credit card with 1 90 , 3 60 , & 3 30 , many of the times over the limit.
Did you get anything in writing from the medical provider stating the correct amount owed?
Ok so i'm mad thinking to myself if someone has hit my brand new car I will not be able to hold myself together, so we walked to his car and he had a cherokee and there was a big long scrape down the whole side of his vehicle.
(Bad credit rv as a home loan) No, Justus, you didn't cause me any problem -- I'm not on staff here.
I have one credit card with 1 90 , 3 60 , & 3 30 , many of the times over the limit.
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